Payment Policy | LINKTOPIC

Effective Date: February 17, 2025

At LINKTOPIC (https://linktopic.xyz/), we are committed to providing a secure, reliable, and convenient payment process for all our customers. This Payment Policy outlines the accepted payment methods, transaction security, and related terms to ensure a smooth shopping experience.

1. Accepted Payment Methods

We offer a variety of secure payment options to ensure flexibility and convenience:

  • Credit & Debit Cards (Visa, MasterCard, American Express, Discover)
  • PayPal (Secure transactions with buyer protection)
  • Apple Pay & Google Pay (For quick and secure mobile payments)
  • Bank Transfers (For large or custom orders – contact us for details)
  • Gift Cards & Store Credit (If applicable)

Note: Payment methods may vary by location and availability.

2. Payment Processing

  • All payments must be made in full at the time of purchase before order processing and shipping.
  • LINKTOPIC does not store any customer payment information. All transactions are securely processed through trusted third-party payment gateways.
  • Your payment may be subject to additional verification if flagged for security reasons. If we require additional information, our support team will contact you.

3. Currency & Conversion Fees

  • All transactions on LINKTOPIC are processed in GBP (£) or the local currency displayed at checkout.
  • If you are purchasing from outside the UK, your bank or payment provider may apply a currency conversion fee. Please check with your bank for details.

4. Security & Fraud Prevention

We prioritize secure transactions and implement the latest encryption technologies, SSL certificates, and fraud prevention measures to protect your data.

  • 3D Secure Authentication may be required for some transactions for added security.
  • If we detect unusual or fraudulent activity, LINKTOPIC reserves the right to cancel the transaction and issue a refund if necessary.
  • Customers suspected of fraudulent activity may be restricted from future purchases.

5. Payment Issues & Failed Transactions

  • If your payment is declined, please check the following:
    • Sufficient funds in your account.
    • Correct card details entered.
    • If your bank has blocked the transaction for security reasons.
  • If you continue experiencing issues, please contact your bank or email us at contact@linktopic.xyz for further assistance.

6. Refunds & Chargebacks

  • Refunds are processed in accordance with our Refund and Return Policy.
  • Refunds will be credited to the original payment method and may take 5-10 business days to appear, depending on your bank.
  • Unjustified chargebacks or disputes may result in the suspension of your account and restriction from future purchases. We encourage customers to contact us first for any payment-related concerns.

7. Taxes & Additional Fees

  • Orders placed within the UK may be subject to applicable VAT or local sales taxes.
  • International customers are responsible for any customs duties, import taxes, or transaction fees imposed by their country.

8. Contact Us

For any payment-related inquiries, please contact us:

Address: 71 Union Terrace Street, Lochhill, United Kingdom
Phone: 070 3516 1869
Email: contact@linktopic.xyz
Website: https://linktopic.xyz/